Pay on your terms
Now, on a day you choose, or recurring by itself.
The bills don't change.How you pay them can.
Pay your business bills with a credit card and hold onto your cash for up to 56 days interest-free, depending on your card. Your supplier just gets a normal bank transfer.
Why put your bills on the card?
You're going to pay them anyway. Here's what you get back.
Keep your cash longer
Up to 56 days interest-free, depending on your card.
Earn your cards rewards
Every bill counts as normal card spend with your issuer.
Sign-off before money moves
Set your own approval rules: who signs off, and from what amount.
Everything you need to pay a bill
AI bill capture
Add bills your way: upload, forward by email, or type them in. The supplier, amount, due date and reference are captured for you.
Pay by card
Pay any supplier with Visa or Mastercard, even the suppliers who do not accept credit card. They get a normal bank transfer.
Schedule in batch
Tick off a week of bills and send them in one go, each landing on the day you chose.
Recurring payments
Set a bill to pay itself on the same day each month, and change or stop it whenever you like.
Supplier tracking
Optional, and off until you turn it on. Your supplier gets a link that shows the payment approved, sent by bank transfer, then arrived.
Sign-off before money moves
Set the workflow: anything over your limit waits for approval from someone on your team, and the card is charged only once they approve.
Automatic reconciliation
Connect Xero or QuickBooks and the bill is marked paid, with our fee recorded beside it in the accounts you choose. No re-keying.
Pay your tax bill
HMRC works like any other supplier: pay by card, and they receive a bank transfer with the right reference.
Upload, prepare and pay. One 2.5% fee per credit card payment.See how it works
Questions, answered
Does my supplier need a Lendalypay account?
No. They just get a normal bank transfer, and nothing changes about how they invoice you.
Which cards can I use?
Visa and Mastercard, credit or debit. No American Express.
Does it work with my accounting software?
Yes: Xero and QuickBooks. Or add bills yourself and skip the connection.
Can I pay a tax bill?
Yes. HMRC works like any supplier: pay by card and they get a bank transfer.
What rewards do I earn?
Your card's usual rewards, from your issuer, like any other purchase. We don't run a points scheme of our own.
Ready to put your bills on the card?
No monthly subscription. You pay only when you pay a bill.
Create your account